Head-On Crash Hurts Two on Jersey Ave in New Brunswick, NJ

New Brunswick, NJ (September 21, 2026) – Two people were injured early Sunday, September 20, when their cars struck each other head-on on Jersey Avenue near Triangle Road. 

According to the Middlesex County Prosecutor’s Office, the collision happened around 2:47 a.m. Emergency units arrived and found a 2009 Toyota Corolla and a 2017 Honda Accord involved. 

The Corolla's driver, a 26-year-old New Brunswick man, had serious injuries. The 25-year-old Accord motorist, also from New Brunswick, had minor injuries.

Both were taken to Robert Wood Johnson University Hospital. Investigators said the two cars were traveling on Jersey Avenue at the time of the wreck. 

The cause of the crash has not been determined yet. The investigation remains open.

Our thoughts are with both drivers as they recover.

Can Auto Insurance Choices Limit an Injury Lawsuit in New Brunswick, NJ?

Yes, in many cases. New Jersey drivers choose between a Limitation on Lawsuit option and a No Limitation option when they purchase auto insurance, and the limited option applies by default. Under it, a person can seek compensation for pain and suffering only if the injury fits certain categories set by state law.

The threshold applies to noneconomic damages, and the qualifying categories are limited to death, dismemberment, significant disfigurement or scarring, displaced fractures, loss of a fetus, and permanent injury. 

A permanent injury claim generally needs a physician's certification backed by objective clinical evidence, due within 60 days after the defendant answers the complaint. Consistent medical records help support that proof, while gaps in treatment or vague notes can weaken it.

Separate from the lawsuit option, personal injury protection (PIP) generally pays reasonable medical expenses no matter who caused the injury, usually up to $250,000 unless a driver picked a lower limit. Losses above that amount may still be pursued in a claim against the at-fault driver. 

Anyone who drives across New Jersey carries the lawsuit option and PIP limit written into their own policy, so a car accident lawyer can help review those terms and explain how they may apply to a specific claim.

If you have been involved in a car accident in New Jersey, you don’t have to sort through your options alone. At Metro Law, we can go over your auto policy and explain what next steps may be open for you. 

To learn more, you can call Metro Law at (800) 469-6476. We are here to help you clear all your doubts and move forward.