SUV Hits Guardrail, Truck on Garden State Pkwy in Tinton Falls, NJ

Tinton Falls, NJ (September 15, 2026) – One person was hurt Sunday morning, September 13, after a Chevrolet SUV struck a guardrail and collided with a Ford pickup truck on the Garden State Parkway south. 

According to the New Jersey State Police, the wreck happened around 10:40 a.m. near milepost 106.6. Troopers responded to assist those involved.

A preliminary report said the SUV lost directional control before it struck the left guardrail and then collided with the pickup truck. One passenger of the SUV was hurt and taken to a nearby hospital. No other injuries were reported.

The investigation remains ongoing. 

We are thinking of the injured passenger as they recover.

How Does New Jersey's No-Fault Insurance Apply After a Parkway Crash in Tinton Falls, NJ?

New Jersey is a no-fault state, which means drivers generally turn to their own Personal Injury Protection, or PIP, coverage to pay initial medical bills after a wreck, regardless of who caused it. 

This applies whether a person was a driver or a passenger, and it applies even in multi-vehicle situations. The main goal of PIP coverage is to get medical treatment started quickly without waiting on a fault determination.

New Jersey drivers typically choose between two insurance options when they buy a policy: a basic policy or one with the right to sue for pain and suffering, often called the "limitation on lawsuit" threshold. 

Under the threshold option, an injured person generally must show a permanent injury or meet another specific legal standard before they pursue a claim beyond PIP benefits. 

New Jersey also allows injured people to pursue compensation from an at-fault driver once PIP limits are reached or the legal threshold is met. To determine fault, New Jersey follows a modified comparative negligence rule. Under this system, a person is allowed to recover damages as long as they are less than 50 percent responsible. 

In these types of cases, a car accident lawyer can help review a policy's coverage type and determine whether an injury meets the threshold required to pursue further compensation.

If you were hurt in an accident in New Jersey, our team is here to help you walk through the legal journey. At Metro Law, we can review the details of your case and help you understand the options available to you. 

You can reach Metro Law at (800) 469-6476 to discuss your case. Call us today to learn more about your options.