Long Branch, NJ (May 15, 2026) – A car accident with reported injuries brought emergency units to the area of 111 Union Avenue near the Long Branch Housing Authority on Friday, May 15. One person at the scene was reported to be bleeding from the head.
Long Branch Police and emergency personnel responded to the crash and assessed those involved. Authorities urged drivers to avoid the area and use caution while traveling nearby. Details about the number of vehicles involved have not been released.
The condition of the injured person has not been confirmed. Authorities continue to review the circumstances surrounding the accident.
Our thoughts go out to those hurt in this accident as they receive care and work toward recovery.
Who Pays for Medical Bills After a Car Accident in New Jersey?
In New Jersey, your own auto insurance policy pays for medical bills first after a car accident, regardless of who caused the crash. This system is known as no-fault insurance, and it requires drivers to carry Personal Injury Protection (PIP) coverage. PIP kicks in immediately after a collision and covers medical treatment up to the limits of your policy. It covers the bills whether you were the driver, a passenger, or even a pedestrian struck by a vehicle.
Injuries involving head trauma often require ongoing medical attention. Emergency treatment, imaging scans, specialist visits, and follow-up care can add up quickly. When PIP coverage runs out or falls short, additional compensation may become available through a personal injury claim against the at-fault driver. New Jersey law allows injury victims to pursue further damages when injuries meet a certain threshold of severity.
Insurance companies do not always make the process straightforward. Adjusters may dispute the extent of injuries, question treatment costs, or push for quick settlements before the full picture becomes clear. A car accident attorney can review medical records, communicate with insurers, and help identify all available sources of coverage. Long Branch sees significant traffic along corridors like Union Avenue and Broadway, and accidents in these areas often involve complex insurance questions that benefit from legal review.
If you have questions about medical bills or insurance coverage after a crash in Long Branch or throughout New Jersey, our team at Metro Law can help clarify your options. We have years of experience handling injury cases across New Jersey and can walk you through how the no-fault system may apply to your situation.
Reach out to Metro Law at (800) 469-6476 to learn more about possible next steps after a car accident.
