Rahway, NJ (February 18, 2026) – A 45-year-old man suffered serious injuries in a two-vehicle crash late Sunday night, February 15. The accident happened at about 10:44 p.m. near Route 1 and Randolph Avenue. The Rahway Police said two Honda Civics were involved in the collision.
Officers arrived and found a gray Honda Civic resting on a grassy embankment. The 45-year-old driver inside was unresponsive. Emergency units began lifesaving efforts at the scene before taking him to University Hospital in Newark for treatment of serious injuries.
Authorities said the second vehicle, a red Honda Civic, was traveling north on Route 1 at the time of the crash. That driver suffered injuries described as non-life-threatening and went to a local hospital for evaluation.
Investigators have not released further details about what led up to the collision.
Authorities continue to investigate the cause of the accident.
We extend our sincere wishes for those injured and hope for a strong recovery.
Do You Have to Tell Your Insurance Company About a Car Accident in New Jersey?
Yes. In most cases, drivers in New Jersey must notify their insurance company after a car accident, even if the crash seems minor. Most auto insurance policies require prompt notice of any collision that may lead to a claim. Failing to report the accident could affect coverage later.
Insurance policies often include language that requires drivers to report accidents within a reasonable time. This applies whether the driver plans to file a claim or not. Even if damage appears small or injuries seem minor, symptoms and repair costs can increase in the days that follow. Early notice allows the insurer to open a claim file and explain how personal injury protection (PIP) benefits may apply.
New Jersey follows a no-fault insurance system. That means drivers typically turn to their own insurance coverage first for medical expenses after a crash, regardless of who caused the collision. Reporting the accident promptly helps ensure access to these benefits and creates a record that connects medical treatment to the incident.
When speaking with an insurance company, drivers should provide accurate basic facts about the accident. It is important to avoid guessing about the fault or minimizing injuries. Medical evaluations, repair estimates, and police reports often provide clearer information after the initial report.
A car accident lawyer can review an insurance policy and explain how reporting requirements may affect a claim. Legal guidance may also help individuals understand how statements to insurers are used during the claims process. Speaking with an attorney can clarify what steps to take after a crash.
At Metro Law, we have experience reviewing accident cases across New Jersey. We can explain how insurance reporting rules, medical bills, and documentation may apply to your situation.
If you have questions after a car accident or collision, contact Metro Law at (800) 469-6476 to discuss your options and learn more about possible next steps.
