Two Hospitalized After Collision on Rte 9W in Town of Ulster, NY

Town of Ulster, NY (July 28, 2026) – Two people were hospitalized Monday morning, July 27, after a car and an armored truck were involved in a crash on Route 9W near a Tractor Supply store.

The Town of Ulster Police Department said the crash happened around 10:30 a.m. on Ulster Avenue near the Tractor Supply entrance. A woman driving a 2013 Honda CR-V was turning left into the store when she failed to yield to a southbound Loomis Armored Services truck, police said.

Emergency units evaluated both drivers on Route 9W before taking them to Health Alliance Hospital in Kingston. The extent of their injuries had not been released as of this report. A passenger riding in the armored truck was not hurt.

The wreck remains under review as officers work to piece together exactly how the two vehicles met at the intersection. 

We hope both drivers make a smooth and full recovery.

How Insurance Claims Work After a Crash in Town of Ulster, NY

New York's no-fault insurance system means that after a collision in Town of Ulster, each driver typically files a claim with their own insurer first, regardless of who was turning or yielding. This "personal injury protection" coverage generally pays for medical treatment and lost wages up to a set policy limit.

People hurt in a crash like this usually deal with whiplash, back or joint pain, or injuries that only become noticeable after the adrenaline wears off. When a larger vehicle, such as a commercial or armored truck, is involved, the physical toll can be greater, sometimes requiring extended hospital care or follow-up visits that stretch well beyond the initial emergency room trip.

Once medical bills or lost income exceed what no-fault coverage provides, a person may need to look into a separate claim against the other driver or their insurer. A truck accident lawyer can help review policy details, gather documentation, and determine whether a case meets New York's threshold for a claim beyond no-fault benefits. 

When a commercial vehicle is involved, the claims process commonly involves more than one policy. Companies operating these vehicles typically carry commercial auto insurance with higher coverage limits than a standard personal policy, and some also maintain separate liability coverage for their drivers while on duty. 

This can mean a claim involves the company's insurer in addition to, or instead of, the driver's individual coverage, depending on how fault is determined and what the company's policies allow. 

Sorting through insurance paperwork after a two-vehicle crash can feel like a lot to manage on your own. Our team at Metro Law is here to walk through the claims process and help make sense of the options available. 

Understanding how coverage applies to your situation can make the road ahead a little clearer. Give Metro Law a call at (800) 469-6476 to speak with our team and go over the details of your case.