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Distracted Driving in New Jersey: Liability and Your Injury Claim

July 25, 2026

Distracted driving in NJ, from texting to holding a phone, can establish a driver’s liability for a crash and support an injury claim by the people they hurt. New Jersey law bars a driver from using a wireless telephone or electronic communication device unless it is hands-free under N.J.S.A. 39:4-97.3, and proof that a driver was distracted often becomes central evidence of negligence.

If a distracted driver has injured you, an attorney can explain how to prove fault and pursue a claim. Distraction is one of the most common and most provable causes of serious crashes, which makes knowing how it factors into a claim worthwhile.

How Common Distracted Crashes Are

Driver inattention is one of the most frequently listed contributing circumstances on New Jersey crash reports, which is why distraction shows up in so many injury claims. Cell phones account for only a small slice of that total.

As reported by the New Jersey Department of Transportation, cell phone use was tied to roughly 1,383 crashes in 2022, split between about 1,017 involving handheld devices and 366 involving hands-free devices.

That hands-free figure is worth pausing on. Hands-free calling is legal in New Jersey, so those 366 crashes aren't violations of the handheld ban; they're cases where a legal hands-free call was still flagged as a contributing factor. Hands-free use is not accident-free use, even though it doesn't carry the same legal exposure as holding a phone.

In addition, that figure sits far below the real number because an officer can only record what a driver admits or what the roadside evidence shows. A driver who glances at a navigation screen, reaches for food, or turns toward a passenger leaves no record at all. Most distractions never make it onto a crash report.

The danger comes from how much ground a car covers while nobody is watching the road. At 55 miles per hour, five seconds of inattention carries a vehicle the length of a football field, according to NHTSA. That is enough distance to close on stopped traffic with no time left to brake.

New Jersey's Distracted Driving Law

New Jersey prohibits handheld cell phone use and texting while driving under N.J.S.A. 39:4-97.3. A violation is a traffic offense on its own, and it can also serve as evidence of negligence in an injury claim.

Hands-free use is legal here, but legal is not the same as safe. A driver on a hands-free call can still miss what a careful driver would have seen, and that failure can support a negligence claim even with no ticket involved.

Distraction is broader than phones either way. Eating, adjusting controls, and attending to passengers can all support a negligence argument when they cause a driver to miss a hazard ahead.

Proving a Driver Was Distracted

Because drivers rarely admit to distraction, the proof usually comes from other sources. Phone records, the police report, witness accounts, and camera footage can each help show that a driver was not paying attention.

Phone records have limits worth knowing. A call log can place activity at the time of the crash, but it does not show whether the driver was holding the phone, so it usually needs support from a witness, footage, or the officer’s observations.

Timing matters because the useful data disappears fast. Carriers generally release records only in response to a subpoena or court order, and a preservation letter is a request rather than a binding order, so the sooner the process starts, the better the odds that the data still exists.

How Fault and Deadlines Work

Under New Jersey’s modified comparative negligence rule, N.J.S.A. 2A:15-5.1, your recovery drops by your share of fault and disappears once that share passes 50 percent. New Jersey is also a no-fault state, so your own PIP coverage pays medical bills first. Whether you can sue for pain and suffering depends on the lawsuit option you selected under N.J.S.A. 39:6A-8, which can require an injury such as a displaced fracture or a permanent injury.

Most injury suits must be filed within two years under N.J.S.A. 2A:14-2, though a minor’s deadline starts at age 18. When a government entity is involved, notice is due within 90 days under N.J.S.A. 59:8-8. Because the strongest proof of distraction can disappear well before these dates, an early review helps preserve it.

Evidence That Shows Distraction

Distraction is usually proven through a combination of sources.

Evidence What it can show
Phone records A call or text at the time of impact
Police report Officer observations and admissions
Witness accounts A driver looking down or away
Camera footage The driver's conduct before the crash

Frequently Asked Questions

Is handheld phone use illegal while driving in New Jersey?

Yes. New Jersey prohibits handheld cell phone use and texting while driving under N.J.S.A. 39:4-97.3, and a violation can serve as evidence of negligence.

How is distracted driving proven in a claim?

Through phone records, the police report, witness accounts, and camera footage, since drivers rarely admit to being distracted.

Does distraction have to involve a phone?

No. Eating, adjusting controls, or attending to passengers can also support a negligence argument when they cause a crash.

Can I recover if I was partly at fault?

Yes, so long as you were 50 percent or less responsible, the recovery is reduced in line with your share.

Can phone records be used as evidence?

Yes. Phone records can sometimes show a call or text at the moment of impact, which is strong evidence of distraction.

How long do I have to file a claim?

In most cases, two years from the injury, with a shorter 90-day notice when a government entity is involved.

Talk to a New Jersey Car Accident Lawyer About Distraction

Because the evidence of distraction can vanish quickly, moving fast to secure phone records and footage often decides these cases. A prompt investigation protects the proof and your claim. Our New Jersey car accident lawyer page explains how we prove fault, and our motor vehicle accident attorneys page covers related crashes.

If a distracted driver has injured you, our attorneys at Robert A. Solomon, P.C., known as Metro Law, can gather evidence and work to prove what happened. We offer free consultations, allowing you to discuss your crash without paying anything up front. Contact us at (800) 469-6476 to learn more about your legal options.

Last reviewed: July 2026

This post was reviewed by Robert A. Solomon, licensed in New Jersey since 1982.

This post is provided for informational purposes only and does not constitute legal advice. Reading it does not create an attorney-client relationship. For advice about your specific situation, consult a licensed attorney.

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